{"id":"dossiers/PL8628","title":"PL8628 — Octroi prêts par les FIA","type":"dossier","html":"<p>Bill 8628 (\"Octroi prêts par les FIA\"). The Chamber debated and voted it on 12 February 2026.</p>\n<p>Sittings: <a href=\"/lhoft?page=seances%2F2026-02-12-n127\" class=\"wikiLink\" data-target=\"seances/2026-02-12-n127\">Sitting of 12 February 2026</a></p>\n<h2>Debate</h2>\n<h3>12 February 2026 — <a href=\"/lhoft?page=topics%2Ffinancial-centre\" class=\"wikiLink\" data-target=\"topics/financial-centre\">The financial centre and financial regulation</a></h3>\n<p>Expanded question 70 by Laurent Mosar on the state of play for the opening of bank accounts was answered by the finance minister, who offered to bring the question of a right to a basic account for companies to the Finance Committee before Easter; the Chamber then debated and adopted bill 8628 transposing the AIFMD-2 directive on investment funds by 58 votes to 2.</p>\n<p>Laurent Mosar (CSV), citing a figure for how long the opening of a bank account takes:</p>\n<blockquote>\n<p>An zesumme mam Finanzminister ware mer virun engem knappe Joer an enger Table ronde, wou selwer de CEO vun enger grousser lëtzebuergescher Bank eis gesot huet, datt et an der Moyenne – lauschtert gutt no! – fënnef Méint dauert, ier e Bankekont opgemaach gëtt.</p>\n</blockquote>\n<p><em>Together with the finance minister, barely a year ago, we were at a round table where the CEO of a large Luxembourg bank himself told us that on average, listen carefully, it takes five months before a bank account is opened.</em></p>\n<p><a href=\"/lhoft?page=seances%2F2026-02-12-n127\" class=\"wikiLink\" data-target=\"seances/2026-02-12-n127\">Sitting of 12 February 2026</a>, <a href=\"/lhoft?page=deputies%2Flaurent-mosar\" class=\"wikiLink\" data-target=\"deputies/laurent-mosar\">Laurent Mosar</a>, CSV</p>\n<p>Gilles Roth, Ministre des Finances, stating the minister's own view of access to a bank account:</p>\n<blockquote>\n<p>Well den Zougang zu engem Bankkonto, dat ass kee Luxus. Et ass eigentlech eng Noutwendegkeet.</p>\n</blockquote>\n<p><em>Because access to a bank account is not a luxury. It is actually a necessity.</em></p>\n<p><a href=\"/lhoft?page=seances%2F2026-02-12-n127\" class=\"wikiLink\" data-target=\"seances/2026-02-12-n127\">Sitting of 12 February 2026</a>, Gilles Roth</p>\n<p>Diane Adehm (CSV), stating a figure for the share of alternative investment funds:</p>\n<blockquote>\n<p>Am Dezember 2024 ware 36 % vun den Investmentfongen alternativ Investmentfongen.</p>\n</blockquote>\n<p><em>In December 2024, 36% of investment funds were alternative investment funds.</em></p>\n<p><a href=\"/lhoft?page=seances%2F2026-02-12-n127\" class=\"wikiLink\" data-target=\"seances/2026-02-12-n127\">Sitting of 12 February 2026</a>, <a href=\"/lhoft?page=deputies%2Fdiane-adehm\" class=\"wikiLink\" data-target=\"deputies/diane-adehm\">Diane Adehm</a>, CSV</p>\n<h2>Votes</h2>\n<h3>Main vote: PL 8628 - Octroi prêts par les FIA</h3>\n<p>12 February 2026 — Premier vote constitutionnel.</p>\n<table><thead><tr><th>Party</th><th style=\"text-align: right;\">For</th><th style=\"text-align: right;\">Against</th><th style=\"text-align: right;\">Abstain</th></tr></thead><tbody><tr><td><a href=\"/lhoft?page=parties%2Fcsv\" class=\"wikiLink\" data-target=\"parties/csv\">CSV</a></td><td style=\"text-align: right;\">21</td><td style=\"text-align: right;\">0</td><td style=\"text-align: right;\">0</td></tr><tr><td><a href=\"/lhoft?page=parties%2Fdp\" class=\"wikiLink\" data-target=\"parties/dp\">DP</a></td><td style=\"text-align: right;\">14</td><td style=\"text-align: right;\">0</td><td style=\"text-align: right;\">0</td></tr><tr><td><a href=\"/lhoft?page=parties%2Flsap\" class=\"wikiLink\" data-target=\"parties/lsap\">LSAP</a></td><td style=\"text-align: right;\">12</td><td style=\"text-align: right;\">0</td><td style=\"text-align: right;\">0</td></tr><tr><td><a href=\"/lhoft?page=parties%2Fadr\" class=\"wikiLink\" data-target=\"parties/adr\">ADR</a></td><td style=\"text-align: right;\">5</td><td style=\"text-align: right;\">0</td><td style=\"text-align: right;\">0</td></tr><tr><td><a href=\"/lhoft?page=parties%2Fdei-greng\" class=\"wikiLink\" data-target=\"parties/dei-greng\">déi gréng</a></td><td style=\"text-align: right;\">4</td><td style=\"text-align: right;\">0</td><td style=\"text-align: right;\">0</td></tr><tr><td><a href=\"/lhoft?page=parties%2Fpiraten\" class=\"wikiLink\" data-target=\"parties/piraten\">Piraten</a></td><td style=\"text-align: right;\">2</td><td style=\"text-align: right;\">0</td><td style=\"text-align: right;\">0</td></tr><tr><td><a href=\"/lhoft?page=parties%2Fdei-lenk\" class=\"wikiLink\" data-target=\"parties/dei-lenk\">déi Lénk</a></td><td style=\"text-align: right;\">0</td><td style=\"text-align: right;\">2</td><td style=\"text-align: right;\">0</td></tr><tr><td><strong>Total</strong></td><td style=\"text-align: right;\"><strong>58</strong></td><td style=\"text-align: right;\"><strong>2</strong></td><td style=\"text-align: right;\"><strong>0</strong></td></tr></tbody></table>\n<p>Party splits: <a href=\"/lhoft?page=parties%2Fcsv\" class=\"wikiLink\" data-target=\"parties/csv\">CSV</a>, <a href=\"/lhoft?page=parties%2Fdp\" class=\"wikiLink\" data-target=\"parties/dp\">DP</a>, <a href=\"/lhoft?page=parties%2Flsap\" class=\"wikiLink\" data-target=\"parties/lsap\">LSAP</a>, <a href=\"/lhoft?page=parties%2Fadr\" class=\"wikiLink\" data-target=\"parties/adr\">ADR</a>, <a href=\"/lhoft?page=parties%2Fdei-greng\" class=\"wikiLink\" data-target=\"parties/dei-greng\">déi gréng</a>, <a href=\"/lhoft?page=parties%2Fpiraten\" class=\"wikiLink\" data-target=\"parties/piraten\">Piraten</a> voted for; <a href=\"/lhoft?page=parties%2Fdei-lenk\" class=\"wikiLink\" data-target=\"parties/dei-lenk\">déi Lénk</a> voted against.</p>\n<p>No deputy voted against the majority of their party in this vote.</p>"}