{"id":"laws/2015-12-07-n1","title":"Law of 7 December 2015 on the insurance sector","type":"law","date":"2015-12-07","eli":"http://data.legilux.public.lu/eli/etat/leg/loi/2015/12/07/n1/jo","html":"<p>Loi du 7 décembre 2015 sur le secteur des assurances. Consolidated text on <a href=\"https://legilux.public.lu/eli/etat/leg/loi/2015/12/07/n1/consolide/latest\" target=\"_blank\" rel=\"noreferrer\">Legilux</a>.</p>\n<p>The Chamber amended it through 5 bills in this legislature.</p>\n<h2>Amended by</h2>\n<ul>\n<li><a href=\"/lhoft?page=dossiers%2FPL8184\" class=\"wikiLink\" data-target=\"dossiers/PL8184\">PL8184 — Directive UE 20212118</a>, became the law of 29 March 2024.</li>\n<li><a href=\"/lhoft?page=dossiers%2FPL8291\" class=\"wikiLink\" data-target=\"dossiers/PL8291\">PL8291 — Secteur financier</a>, became the law of 1 July 2024.</li>\n<li><a href=\"/lhoft?page=dossiers%2FPL7511\" class=\"wikiLink\" data-target=\"dossiers/PL7511\">PL7511 — Secteur des assurances</a>, became the law of 6 February 2025.</li>\n<li><a href=\"/lhoft?page=dossiers%2FPL8387\" class=\"wikiLink\" data-target=\"dossiers/PL8387\">PL8387 — Réglementation cryptoactifs</a>, became the law of 6 February 2025.</li>\n<li><a href=\"/lhoft?page=dossiers%2FPL8567\" class=\"wikiLink\" data-target=\"dossiers/PL8567\">PL8567 — Directive ESAP</a>, became the law of 27 March 2026.</li>\n</ul>\n<h2>Enforcement under this law</h2>\n<p>21 administrative decisions published by the regulators cite it.</p>\n<ul>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2021-09-21-international-property-group-s-a-anc-uni\" class=\"wikiLink\" data-target=\"sanctions/caa-2021-09-21-international-property-group-s-a-anc-uni\">CAA fine on International Property Group S.A. (anc. United Advisers Group S.A. et Fund Advisers Europe (Luxembourg) S.A.), 21 September 2021</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2023-11-13-anon-life-insurance\" class=\"wikiLink\" data-target=\"sanctions/caa-2023-11-13-anon-life-insurance\">CAA fine on an undisclosed company, 13 November 2023</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2023-11-13-anon-life-insurance-2\" class=\"wikiLink\" data-target=\"sanctions/caa-2023-11-13-anon-life-insurance-2\">CAA fine on an undisclosed company, 13 November 2023</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2024-07-03-anon-brokerage\" class=\"wikiLink\" data-target=\"sanctions/caa-2024-07-03-anon-brokerage\">CAA administrative decision on an insurance broker, 3 July 2024</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2024-09-05-anon-agent\" class=\"wikiLink\" data-target=\"sanctions/caa-2024-09-05-anon-agent\">CAA warning on an insurance agent, 5 September 2024</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2024-11-11-anon-non-life-insurance-reinsurance\" class=\"wikiLink\" data-target=\"sanctions/caa-2024-11-11-anon-non-life-insurance-reinsurance\">CAA fine on a reinsurance undertakings / Insurance Groups / PSA, 11 November 2024</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2024-12-03-anon-agent\" class=\"wikiLink\" data-target=\"sanctions/caa-2024-12-03-anon-agent\">CAA warning on an insurance agency, 3 December 2024</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2024-12-13-anon-agent\" class=\"wikiLink\" data-target=\"sanctions/caa-2024-12-13-anon-agent\">CAA reprimand on an insurance agency, 13 December 2024</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2025-01-22-anon-agent\" class=\"wikiLink\" data-target=\"sanctions/caa-2025-01-22-anon-agent\">CAA administrative decision on an insurance agency, 22 January 2025</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2025-06-27-anon-agent\" class=\"wikiLink\" data-target=\"sanctions/caa-2025-06-27-anon-agent\">CAA reprimand on an insurance agency, 27 June 2025</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2025-07-08-barents-reinsurance-s-a\" class=\"wikiLink\" data-target=\"sanctions/caa-2025-07-08-barents-reinsurance-s-a\">CAA fine on BARENTS REINSURANCE S.A., 8 July 2025</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2025-07-23-condor-courtiers-conseillers-s-r-l\" class=\"wikiLink\" data-target=\"sanctions/caa-2025-07-23-condor-courtiers-conseillers-s-r-l\">CAA withdrawal on CONDOR COURTIERS &#x26; CONSEILLERS S.à r.l., 23 July 2025</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2025-10-13-finamore-s-a\" class=\"wikiLink\" data-target=\"sanctions/caa-2025-10-13-finamore-s-a\">CAA withdrawal on Finamore S.A., 13 October 2025</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2025-10-28-anon-brokerage\" class=\"wikiLink\" data-target=\"sanctions/caa-2025-10-28-anon-brokerage\">CAA fine on an undisclosed company, 28 October 2025</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2025-11-11-anon-agent\" class=\"wikiLink\" data-target=\"sanctions/caa-2025-11-11-anon-agent\">CAA administrative decision on an insurance agency, 11 November 2025</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2025-12-02-anon-distribution\" class=\"wikiLink\" data-target=\"sanctions/caa-2025-12-02-anon-distribution\">CAA public statement on an insurance undertakings, 2 December 2025</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2025-12-18-anon-reinsurance\" class=\"wikiLink\" data-target=\"sanctions/caa-2025-12-18-anon-reinsurance\">CAA fine on a reinsurance undertakings, 18 December 2025</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2025-12-18-anon-reinsurance-2\" class=\"wikiLink\" data-target=\"sanctions/caa-2025-12-18-anon-reinsurance-2\">CAA fine on a reinsurance undertakings, 18 December 2025</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2026-02-24-anon-agent\" class=\"wikiLink\" data-target=\"sanctions/caa-2026-02-24-anon-agent\">CAA administrative decision on an insurance agency, 24 February 2026</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2026-02-24-anon-brokerage\" class=\"wikiLink\" data-target=\"sanctions/caa-2026-02-24-anon-brokerage\">CAA administrative decision on an undisclosed company, 24 February 2026</a>.</li>\n<li><a href=\"/lhoft?page=sanctions%2Fcaa-2026-02-24-anon-brokerage-2\" class=\"wikiLink\" data-target=\"sanctions/caa-2026-02-24-anon-brokerage-2\">CAA administrative decision on an insurance broker, 24 February 2026</a>.</li>\n</ul>"}